June was a vacation month.
I spent 10 days abroad in a hot, exotic location — maybe a little too humid, just like Switzerland lately.
Thanks to Revolut, I managed currency exchange easily and stayed within budget. ✈️
I finally closed my eToro account, which I had used for years to copy other investors. It worked to a point, but I wanted more control.
I quickly transferred the USD to Revolut and reinvested it directly into dividend-paying stocks:
📌 Note: This is not financial advice. I'm just sharing my own journey.
The idea is simple: reinvest all dividends monthly to build a snowball effect — even if the initial returns are small.
For the first time, stocks appear in my table.
Life insurances still dominate due to past mistakes — rookie errors I’ll be paying for a while.
| Life Insurances | € 42,428.06 |
| Crowdfunding | CHF 16,210.97 |
| Managed Funds | CHF 7,600.00 |
| ETF | € 2,862.86 |
| Crypto | $ 1,480.29 |
| Stocks | $ 1,410.84 |
| Miscellaneous | € 908.96 |
| Roboinvest | CHF 161.45 |
| Total Assets | € 72,901.98 |
Still painful, still here.
I'm making monthly payments, but it’ll take time. I hope to balance my investments and liabilities in 2026.
| Bank Loan CHF | CHF 56,530.00 |
| Car Lease | CHF 15,984.00 |
| Credit Cards | CHF 15,630.00 |
| Bank Loan € | € 8,226.37 |
| Total Bad Liabilities | CHF 96,370.37 |
My property is stable and generating income.
Everything is on schedule. If things go well, I’d like to make a new investment in 2026.
This time, the holiday didn’t break the bank.
Flights were paid in advance, and I stuck to a reasonable daily budget.
Next up? Winter holidays — and those might hurt more.
The road to financial freedom is long, but as I always say:
I’ll love the ending.