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Personal blog articles

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Net Worth Update July 2025

Article published on 17 August 2025
It’s hot, I’m late, and after a relaxing Italian holiday it’s time to face July’s numbers: €74,277 in assets vs CHF91,321 in liabilities.
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💼 Net Worth Update: June 2025

Article published on 8 July 2025
In June 2025, I closed my eToro account, travelled abroad on budget, and shifted to dividend stocks. My goal? Balance investments and liabilities by next year.
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Articles du blog

Swiss mountains and pine tree in a calm morning landscape

SNB cuts interest rate to 0%: what it means for you

Article published on 19 June 2025
The SNB lowered its rate to zero. What does this mean for your personal finances? Here’s a clear and simple breakdown for Swiss residents.
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A cartoon-style tree growing from a CHF coin in a city plaza with people walking by

What Are Dividends? A Simple Guide for Beginners

Article published on 5 July 2025
Dividends are regular payments made to shareholders. Learn how they work and how they are taxed in Switzerland.
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Welcome to MoneyMind, my personal blog where I share experiences with bank accounts, credit cards, and investment platforms in Switzerland.
Here you'll find transparent reviews and practical comparisons, based on my own journey — including real challenges, wins, and financial lessons.

I don’t offer financial advice, but I do share honest opinions to help you understand your options more clearly.
Whether you’re looking for the best Swiss bank account, comparing credit cards with cashback, or exploring investment tools for beginners, you’ll find detailed, unbiased, and regularly updated content.